Groundfloor
4.00[1]
Sponsor
Actively Raising
Year Founded
2013
AUM
$400M
Headquarters
Atlanta, Georgia
Groundfloor is an award-winning fintech company transforming how individuals invest in real estate. Since 2013, we’ve made short-term, asset-backed real estate debt opportunities accessible to everyone - not just the wealthy or accredited investors.
We were the first company qualified by the SEC to offer direct real estate debt investments to both accredited and non-accredited investors alike. With low minimums, our platform empowers individuals to diversify their portfolios through transparent, professionally underwritten opportunities designed to deliver consistent returns.
Recognized for product innovation and growth, Groundfloor has been featured on the Forbes Fintech 50 and has been on the Inc. 5000 List for six consecutive years. We combine regulatory expertise, proprietary technology, and a proven track record to level the playing field in financial markets for everyday investors.
Markets
Georgia
Asset Classes
Debt
Mortgage Notes
Private Credit
Land
Accepted Investors
Accredited
Non-Accredited
Qualified Purchaser
Family Office
Institutional
Invest Clearly reviews are real experiences from verified investors. Here's
I like their fixed-interest Notes, especially the accredited versions that pay 9 to 12% yearly interest on a monthly, interest-only cadence. I am also a fan of their diverse accredited 2nd position notes and land installment purchase agreements with amortized repayments. I am _NOT_ a fan of their default, most-popular product, the individual Limited Recourse Obligation (LRO), fix and flip loan. I encountered too many foreclosures that brought the returns down significantly. But others I talk to say that mileage varies, I just picked a long, diverse list of grade A through D loans, and too many defaulted. Transparency, I also bought some of their private stock and convertible notes, but I have far more invested into actual products.