EJF focuses on regulatory change and where we believe investment opportunities will be created. The firm employs a value-based, fundamental approach to security selection with a macro overlay based on the regulatory environment. Since inception, EJF has focused on anticipating and positioning around the regulatory pendulum that swings from highly regulated to deregulated, and back. EJF analyzes the pendulum movement to forecast how we believe institutions are going to lend and invest.

We believe one of the keys to this is the firm’s office locations both inside Washington, D.C.’s beltway as well as London, which provide access to the regulatory ecosystem present in both capital cities, and as a result, nuanced insight into the effects of regulation and deregulation.