After more than a decade of investing in private and alternative investments, I've learned some valuable lessons, many of them the hard way. Since retiring from the automotive industry, I've allocated a significant amount of capital outside the traditional stock market in search of diversification, consistent income, and reduced exposure to market volatility. Unfortunately, a number of those investments have fallen well short of expectations, particularly when it comes to the people managing them.
**InjuryPro Capital has been a very different experience, and one that I believe deserves recognition.**
What initially attracted me was the opportunity to earn a consistent 15% annual return, supported by what the company describes as a substantial 4-to-1 collateral cushion. But attractive returns alone don't impress me anymore. I've seen plenty of impressive projections from sponsors who ultimately failed to deliver.
What makes InjuryPro stand out is the quality of its leadership, the discipline behind its operations, and the consistency of my experience as an investor.
I've known and worked with James Bradford for nearly five years, dating back to his time at PFD Capital. When Jim decided to establish InjuryPro, I was particularly interested in seeing how he would build a company with his own vision, systems, and management team. Having experienced both organizations firsthand, I believe the operational improvements and attention to detail at InjuryPro speak volumes about his abilities.
One of the biggest lessons I've learned in alternative investing is that **the integrity and competence of the sponsor are every bit as important as the investment itself.** A promising business model means very little without capable people executing it properly.
Jim has surrounded himself with an impressive team, including experienced legal and accounting professionals, along with Chuck Morales in investor relations. My interactions with the organization have consistently reinforced my confidence in the way the business is managed.
Equally important, my investment has performed exactly as expected. The income payments have been reliable and predictable, which is something I have come to appreciate enormously after dealing with other private investments where distributions were reduced, suspended, or disappeared entirely.
I'm not suggesting that any private investment is completely without risk. Anyone considering InjuryPro should conduct their own due diligence, understand the underlying business, and evaluate whether the investment fits their financial objectives.
But speaking strictly from my personal experience, **InjuryPro has earned a place among the very best alternative investments I've made.** The combination of attractive income, disciplined management, transparency, and a leadership team I genuinely trust is not something I've encountered very often in this industry.
At this stage of my investing life, peace of mind matters just as much as the return on my capital. InjuryPro has given me both.
And if you happen to speak with Jim or Chuck, feel free to mention that Glen sent you. I'm still waiting for my complimentary coffee mug or T-shirt! 😉